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how to find out if you are on caivrs

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That database is known as CAIVRS, or the Credit Alert Interactive Verification Reporting System. The caivrs database enables program agencies "to prescreen their borrowers and to broaden the federal government’s base in determining an applicant’s creditworthiness," according to HUD’s website.

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What Is CAIVRS? | Nolo – If you apply for a government-backed loan, like an FHA mortgage, the lender will run a CAIVRS (pronounced “kay-vers”) check before approving your application.CAIVRS is a database that keeps track of defaults, delinquencies, and foreclosures related to federal debts.