– In either case you're going to be affected by a few of the same factors when it comes to getting the best investment property rates possible.
The higher interest rates provide some extra protection to lenders. Lenders will also require that buyers come up with a higher down payment– usually at least 25 percent of a home’s final sales price — when they’re borrowing for an investment property.Again, this comes down to protection.
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30 year and 15 year fixed rate mortgage loans are the most popular for investment properties. There are also adjustable rate mortgages, like a 5/1 ARM that.