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what are the rates for a 30 year fixed mortgage

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  1. – 30-year rates are tied to mortgage backed securities (MBS) which are a type of 30-year bond and provide a safe haven for investors when the stock market is volatile. When investors purchase these bonds, they are essentially creating the funds needed to lend money to homebuyers.

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    As illustrated above, even though a 30-year loan will cost you more in interest than the 15-year term, the monthly mortgage payment is substantially lower ($1,679 versus $2,352).

    Average 30 Year Fixed Mortgage Rates – Mortgage News Daily – View the latest mortgage rates from Mortgage News Daily, MBA or Freddie Mac surveys, with charts.