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when should i get pre approved for a mortgage

Getting pre-approved for a mortgage can save precious time off your home buying process. Compare pre-approval offers with multiple lenders.

When and how should we start the process of getting pre. – When and how should we start the process of getting pre-approved for a mortgage? My boyfriend and I are looking to buy a house either the end of 2009 or early 2010. When should we get pre-approved for a mortgage and how exactly do we do that?

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HOW TO GET APPROVED FOR A HOME LOAN (How to Get a House Loan) Mortgage Matters: Rates going up? Don’t be down – Get pre-approved! This process provides you with an all-important interest-rate guarantee should rates increase while you are shopping for a home. I suggest this even if you are just thinking about.

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Mortgage Q&A: “Pre-Qualification vs. Pre-Approval” When you initially set out to purchase a new home, the real estate agent(s) and home seller will want to know you can actually afford the thing.

You can meet with a mortgage lender and get pre-qualified at any time. A pre-qual simply means the lender thinks that, based on your credit score, income, and other factors, you should be able to get approved for a mortgage. It’s informal and totally non-binding. As you get closer to buying a home you’ll want to seek pre-approval.

How to Get Pre-Approved for a Mortgage (And Why You Should) – A mortgage pre-approval refers to a letter from your lender indicating that you meet the standards for a home loan within a certain price range. The lender has performed an in-depth review of your credit, income, and other financial indicators, and put them through the automated underwriting system.

how much should I get pre-approved for a mortgage loan. – Get pre-approved with a Bank or Mortgage Broker not affiliated with the seller or developer. If they are not affiliated, the seller or developer will not know how much you been approved for so you can just tell them after you begin negotiations how much you are willing to buy their home for.

 · When you make an offer on a home, the seller will want to know whether you’re pre-approved or pre-qualified for a loan. Here’s how they differ.

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Mortgage pre-approval letters are typically valid for 60 to 90 days. Lenders put an expiration date on these letters because your finances and credit profile could change.

What is a Mortgage Pre-Approval Vs Pre-Qualification? –  · What is a mortgage pre-approval vs pre-qualification? There are many reasons to know the difference between being pre-approved and pre-qualified!